EVERYTHING YOU NEED TO KNOW ABOUT
2025 is your year to buy a home.
Here's how STEP 1
Get Pre-Approved
A pre-approval letter is a must have in today’s market!
In the event you want to make an offer on an in-demand listing, it’s best to be prepared. Providing the seller with a pre-approval letter ensures that they know you’ve connected with a lender to review financing options and you’re qualified to apply for a mortgage.
We are happy to help connect you with lending professionals that our previous clients have had great experiences with. Connecting with a lender at the start of the home buying process is a great way to be prepared, learn about different loan products and help determine a budget that you are comfortable with.
STEP 2
Searching for Homes
Searching for a home is exciting and can be a little overwhelming!
Try and determine your list of “must have” items and also create a separate list of “nice to have” aspects of a new home. A personalized portal will be made for you in the MLS (Multiple Listing Service) and you will receive notifications when properties match your specific criteria. This criteria can be broad to show you a wide range of options or very targeted and specific.
<Consider these items for your "must have" list.
Home Type
Number of Rooms
Location
& Lot Size
Budget
STEP 3
Visit
When you come across a property you might be interested in, whether through the MLS or a consumer site such as Zillow, you should contact your agent directly so that we can schedule a showing.
We’ll take care of arranging all showings — regardless of who is listing it.
At the showing, we’ll be right beside you to answer questions and help identify issues that a home inspector might need to look into, as well as help you see the space for its potential. With such a large investment, we want to ensure you’re getting the best home for your needs!
STEP 4
Make an Offer
After finding a home you would like to make an offer on, we will assist you in determining an offer price. We can also contact the listing agent to ask any questions you might have. Quite often, other factors of the offer (such as preferred closing and possession dates), are just as important to the seller as the purchase price.
From there, we can start to form a strategy for your initial offer. Taking into account many factors like current market condition, number of days on the market and if we know of any competing offers, you can decide how aggressive the offer should be and what contingencies should be set.
STEP 5
In Contract
Once we are “in-contract,” there are several items that will need to be addressed quickly, such as setting up home inspections, making an earnest money deposit and submitting a formal loan application. We are here to take you through, step-by-step, and will also be in contact with the lender, listing agent and title company to make sure all milestones outlined in the purchase agreement are being met!
STEP 6
Closing & Possession
Your closing appointment will typically take place at the title company and should last about 45 minutes to an hour. Your lender, title officer and buyer agent will all review the final settlement statement prior to signing the closing documents.
The most exciting part of the process is finally
getting keys and taking possession of your new home!
We will coordinate getting any keys and garage openers from the listing agent, as well as confirming utility providers for the property. If the possession date occurs after the closing date, we will coordinate logistics of entry with the seller’s agent.